Financial activities over the internet (2020 onwards) by country
Countries reporting
42
Highest
40.3%
Ireland
Lowest
1.9%
Montenegro
Median
12.6%
Years covered
6
2020–2025
Data points
254
What the numbers show
Financial activities over the internet (2020 onwards) is currently reported for 42 countries. The highest value is 40.3% in Ireland; the lowest is 1.9% in Montenegro.
The median across all reporting countries is 12.6%, and the mean is 15.3%.
The gap between the highest and lowest reporting country is a factor of about 22.
Over the past decade 37 countries rose and 3 fell. The largest increase was in Montenegro (up 6,133.3%), and the largest decrease in Malta (down 16.6%).
Financial activities over the internet: full country ranking
| # | Country | Latest | Year | 10-year change | Trend |
|---|---|---|---|---|---|
| 1 | Ireland | 40.3% | 2025 | up 105.6% | rising |
| 2 | Estonia | 33.9% | 2025 | up 23.1% | rising |
| 2 | Estonia | 33.9% | 2025 | up 23.1% | rising |
| 4 | Latvia | 32.8% | 2025 | up 5.9% | rising |
| 4 | Latvia | 32.8% | 2025 | up 5.9% | rising |
| 6 | Norway | 31.5% | 2025 | up 90.6% | rising |
| 7 | Netherlands | 30.7% | 2025 | up 58.7% | rising |
| 7 | Netherlands | 30.7% | 2025 | up 58.7% | rising |
| 9 | Lithuania | 26.3% | 2025 | up 97.2% | rising |
| 9 | Lithuania | 26.3% | 2025 | up 97.2% | rising |
| 11 | Hungary | 22.2% | 2025 | up 211.8% | volatile |
| 12 | Czechia | 20.1% | 2025 | up 237.1% | rising |
| 13 | Finland | 19.0% | 2025 | up 26.9% | rising |
| 14 | Denmark | 18.3% | 2025 | up 48.5% | rising |
| 15 | Cyprus | 16.8% | 2025 | up 371.7% | rising |
| 16 | Slovenia | 14.6% | 2025 | up 108.3% | rising |
| 16 | Slovenia | 14.6% | 2025 | up 108.3% | rising |
| 18 | Sweden | 13.1% | 2025 | up 43.1% | rising |
| 19 | Luxembourg | 12.8% | 2025 | up 79.4% | rising |
| 20 | Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026) | 12.6% | 2025 | up 57.8% | rising |
| 20 | Portugal | 12.6% | 2025 | up 66.3% | rising |
| 22 | Spain | 12.6% | 2025 | up 70.7% | rising |
| 23 | Slovakia | 11.8% | 2025 | up 122.7% | rising |
| 23 | Slovakia | 11.8% | 2025 | up 122.7% | rising |
| 25 | Italy | 11.7% | 2024 | — | rising |
| 26 | Germany | 11.5% | 2025 | up 91.5% | rising |
| 27 | Malta | 10.5% | 2025 | down 16.6% | rising |
| 28 | Belgium | 8.4% | 2025 | up 129.4% | rising |
| 29 | France | 7.8% | 2025 | — | rising |
| 30 | Austria | 7.7% | 2025 | up 157.7% | rising |
| 31 | Türkiye | 6.7% | 2025 | up 366.7% | rising |
| 32 | Serbia | 6.3% | 2025 | up 117.4% | volatile |
| 33 | Bulgaria | 6.2% | 2025 | up 63.7% | rising |
| 34 | Greece | 5.6% | 2025 | up 3.3% | rising |
| 35 | Poland | 5.5% | 2025 | up 21.5% | rising |
| 35 | Poland | 5.5% | 2025 | up 21.5% | rising |
| 37 | Romania | 5.3% | 2025 | up 94.5% | rising |
| 38 | Bosnia and Herzegovina | 3.8% | 2025 | up 735.6% | volatile |
| 39 | Albania | 2.6% | 2025 | up 3,657.1% | volatile |
| 40 | Croatia | 2.6% | 2025 | down 0.8% | rising |
| 40 | Croatia | 2.6% | 2025 | down 0.8% | rising |
| 42 | Montenegro | 1.9% | 2025 | up 6,133.3% | volatile |
Regions and income groups
Aggregates are excluded from the country ranking above so that a region can never outrank a country.